Gold As Protection Against Monetary Policy
Physical gold has stood the test of time for preserving intergenerational wealth...
Read More →A Brief Guide To Gold IRA
As the world faces unprecedented financial risks, many investors are turning to gold to safeguard their wealth. An IRA allows investors to hold gold with significant tax benefits. However, not every gold IRA company is the same—the current marketplace remains unregulated, which could be dangerous for new investors.
If you want to protect your wealth and assets, the key lies in educating yourself. Be careful of which reviews you trust, as many gold IRA companies work with reviewers to be featured on "best of" lists.
★ #1 Recommended Provider for 2025 ★
Priority
Gold
Priority Gold
Lowest Price Guarantee
Free Storage for 10 Years
A+ BBB Rating
Gold IRA Explained
A Gold IRA is becoming an essential part of portfolio diversification, allowing investors to protect their retirement funds from financial crises or market downturns. It's a special type of self-directed IRA that can protect your wealth while offering the most beneficial way to acquire silver and gold.
The 2008 financial crisis saw millions of accounts reduced by 50% or more, while precious metals hit all-time highs. During the pandemic, gold prices soared and broke records while traditional investments struggled.
Why Gold Outperforms During Crisis
A $33,000 gold IRA investment in 2001 would have been worth $175,155 after 12 years. Meanwhile, paper assets would barely reach $42,570. That's a 430% profit through gold versus near-zero returns from traditional investments.
Rollover Gold IRA
Rolling over to a gold IRA is a proven method to include IRS-approved metals in a retirement portfolio. It's essential to understand the rollover process and track progress with your provider or custodian. With IRS compliance, this process can be simple with the help of a gold IRA specialist.
★ Editor's Choice ★
Priority
Gold
Priority Gold
Free Gold IRA Setup
Expert IRA Specialists
Secure Insured Shipping
Three Ways to Complete an IRA Rollover
1
Find a trustee or custodian
Gold IRA specialists can be attorneys, metal dealers, or custodians. They'll set up a customized IRA account allowing you to invest in physical metals tax-free. Account activation takes up to five days.
2
Roll over your funds
Request that your plan administrators send payment directly to the new gold IRA or issue a check payable to the new account. There are no withholding taxes with these methods.
3
Purchase gold and silver
Choose which precious metals to include. IRA gold specialists can advise on metals aligned with your needs and provide locked rates for wealth protection and capital appreciation.
Why Use an IRA Rollover?
Withdrawing from a retirement account is usually taxable. However, rolling over funds from one plan to another is a trustee-to-trustee transfer—you don't pay taxes until withdrawal from the new plan.
With tax-deferred advantages, an IRA rollover lets investors continue growing their money. Since 2015, one rollover is allowed per 12-month period. Exceptions include:
- IRA-to-plan rollover
- Plan-to-plan rollover
- Plan-to-IRA rollover
- Trustee-to-trustee transfer to another IRA
- Rollover from traditional IRA to Roth IRA (conversions)
★ Best Value 2025 ★
Basic Rules for Gold IRA
Gold IRA rules are straightforward, but mistakes lead to penalties, fees, and higher taxes. The IRS strictly enforces its regulations.
IRA Approved Metals
Not any precious metal qualifies for a gold IRA. Metals must meet purity criteria and have NYMEX/COMEX accreditation. Coins are valued by metal content—collectibles and proof coins are generally not accepted.
IRA Approved Bullion
Bullion bars must be manufactured by a national mint or approved refiner with ISO9001 certification. Gold requires 0.995 purity minimum, silver 0.999, and palladium/platinum 0.9995.
IRA Contribution Limits
Similar to typical IRAs, the IRS imposes contribution limits. For 2023, total contributions to all traditional and Roth IRAs cannot exceed $6,000 ($7,000 for those 50+) or your taxable compensation if less.
Frequently Asked Questions
Q
If I own gold, can I add it to my IRA?
No. Only cash contributions are allowed, with exceptions for transfers or rollovers. You can use IRA funds to purchase precious metals delivered to the custodian's depository.
Q
Are other investment types accepted?
Yes—Private Equity, Loans, Real Estate, Stocks, Bonds, and Mutual Funds can be added if your provider supports them. Collectibles are not approved.
Q
Can I set up multiple IRA accounts?
Yes, but annual contributions count toward the same limit across all accounts. You'll also pay maintenance fees for each account.
Q
Where are precious metals stored?
Your custodian or trustee stores precious metals in a secured, IRS-approved depository facility.
Q
Can I store metals at home?
No. IRA precious metals must be stored in an approved facility managed by a trustee or custodian, outside your personal control until retirement.
Q
What does gold IRA setup cost?
Fees vary by provider—some charge flat rates, others base fees on investment value. Priority Gold covers up to 10 years of storage fees for qualifying investments.
Q
Is there a minimum purchase?
Most providers set minimums between $10,000-$25,000 due to low margins on precious metals products.
Q
Can I withdraw gold for emergencies?
Hardship Withdrawal Rules allow those under 59.5 to borrow without the 10% penalty if repaid within 60 days.