/* ==========================================================================
   Nexus Marketing Solutions - Shared Styles
   ========================================================================== */

/* ==========================================================================
   CSS Variables
   ========================================================================== */
:root {
    --gold-50: #FDF9EF;
    --gold-100: #F9EED3;
    --gold-200: #F0DBA6;
    --gold-300: #E5C56F;
    --gold-400: #D4A847;
    --gold-500: #C9922A;
    --gold-600: #B37721;
    --gold-700: #8F5A1E;
    --gold-800: #764A20;
    --gold-900: #643E1F;

    --slate-50: #F8FAFC;
    --slate-100: #F1F5F9;
    --slate-200: #E2E8F0;
    --slate-300: #CBD5E1;
    --slate-400: #94A3B8;
    --slate-500: #64748B;
    --slate-600: #475569;
    --slate-700: #334155;
    --slate-800: #1E293B;
    --slate-900: #0F172A;
    --slate-950: #020617;

    --cream: #FFFCF5;
    --ivory: #FEFDFB;
}

/* ==========================================================================
   Base Reset & Typography
   ========================================================================== */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    font-weight: 400;
    line-height: 1.7;
    color: var(--slate-700);
    background: var(--cream);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* Clean Sans-Serif Headings */
h1, h2, h3, h4 {
    font-family: 'Inter', sans-serif;
    font-weight: 600;
    color: var(--slate-900);
    letter-spacing: -0.02em;
}

a {
    color: var(--gold-600);
    text-decoration: none;
    transition: color 0.2s;
}

a:hover {
    color: var(--gold-500);
}

/* ==========================================================================
   Disclosure Bar
   ========================================================================== */
.disclosure-bar {
    background: var(--slate-900);
    color: var(--slate-300);
    font-size: 11px;
    padding: 10px 24px;
    text-align: center;
    letter-spacing: 0.04em;
    font-weight: 500;
}

.disclosure-bar a {
    color: var(--gold-400);
    text-decoration: none;
    margin-left: 6px;
    transition: color 0.2s;
}

.disclosure-bar a:hover {
    color: var(--gold-300);
}

/* ==========================================================================
   Header
   ========================================================================== */
header {
    background: var(--ivory);
    padding: 20px 48px;
    position: sticky;
    top: 0;
    z-index: 1000;
    border-bottom: 1px solid var(--slate-200);
    backdrop-filter: blur(12px);
}

.header-inner {
    max-width: 1280px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
}

.logo-mark {
    width: 40px;
    height: 40px;
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 2px 8px rgba(0,0,0,0.15);
}

.logo-mark svg {
    width: 22px;
    height: 22px;
    stroke: var(--gold-400);
    stroke-width: 1.5;
    fill: none;
}

.logo-type {
    font-family: 'Inter', sans-serif;
    font-size: 17px;
    font-weight: 600;
    color: var(--slate-800);
    letter-spacing: -0.02em;
}

.logo-type span {
    color: var(--gold-600);
}

.header-cta {
    background: linear-gradient(145deg, var(--gold-500), var(--gold-600));
    color: white;
    padding: 12px 28px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    font-size: 14px;
    letter-spacing: 0.01em;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 2px 12px rgba(201, 146, 42, 0.3);
}

.header-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 20px rgba(201, 146, 42, 0.4);
    color: white;
}

/* ==========================================================================
   Hero Section (Full)
   ========================================================================== */
.hero {
    background: linear-gradient(175deg, var(--slate-900) 0%, var(--slate-800) 100%);
    padding: 100px 48px 140px;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background:
        radial-gradient(ellipse 80% 50% at 50% -20%, rgba(201, 146, 42, 0.15), transparent),
        radial-gradient(ellipse 60% 40% at 100% 50%, rgba(201, 146, 42, 0.08), transparent);
    pointer-events: none;
}

/* Subtle grain texture */
.hero::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)'/%3E%3C/svg%3E");
    opacity: 0.03;
    pointer-events: none;
}

.hero-inner {
    max-width: 900px;
    margin: 0 auto;
    text-align: center;
    position: relative;
    z-index: 1;
}

.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.1);
    padding: 10px 20px;
    border-radius: 100px;
    margin-bottom: 36px;
    backdrop-filter: blur(8px);
}

.hero-eyebrow-dot {
    width: 8px;
    height: 8px;
    background: var(--gold-400);
    border-radius: 50%;
    animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.6; transform: scale(1.1); }
}

.hero-eyebrow span {
    color: var(--slate-300);
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 0.06em;
    text-transform: uppercase;
}

.hero h1 {
    font-size: clamp(44px, 6vw, 72px);
    font-weight: 500;
    color: white;
    line-height: 1.1;
    margin-bottom: 24px;
    letter-spacing: -0.03em;
}

.hero h1 em {
    font-style: italic;
    color: var(--gold-400);
}

.hero-subtitle {
    font-size: 18px;
    color: var(--slate-300);
    font-weight: 400;
    max-width: 560px;
    margin: 0 auto 48px;
    line-height: 1.7;
}

.hero-metrics {
    display: flex;
    justify-content: center;
    gap: 64px;
    padding-top: 48px;
    border-top: 1px solid rgba(255,255,255,0.08);
}

.metric {
    text-align: center;
}

.metric-value {
    font-family: 'Inter', sans-serif;
    font-size: 42px;
    font-weight: 600;
    color: var(--gold-400);
    line-height: 1;
    letter-spacing: -0.02em;
}

.metric-label {
    font-size: 12px;
    color: var(--slate-400);
    margin-top: 10px;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: 500;
}

/* Hero CTA Buttons */
.hero-ctas {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-top: 32px;
}

/* ==========================================================================
   Simple Hero (Legal/Info Pages)
   ========================================================================== */
.hero-simple {
    background: linear-gradient(175deg, var(--slate-900) 0%, var(--slate-800) 100%);
    padding: 80px 48px;
    position: relative;
    overflow: hidden;
}

.hero-simple::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(ellipse 80% 50% at 50% -20%, rgba(201, 146, 42, 0.15), transparent);
    pointer-events: none;
}

.hero-simple .hero-inner {
    max-width: 800px;
}

.hero-simple h1 {
    font-size: clamp(36px, 5vw, 56px);
    margin-bottom: 16px;
    color: white;
}

.hero-simple .hero-subtitle {
    margin-bottom: 0;
}

.hero-simple .last-updated {
    font-size: 13px;
    color: var(--slate-400);
    margin-top: 16px;
}

/* ==========================================================================
   Wave Divider
   ========================================================================== */
.wave-divider {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 80px;
    overflow: hidden;
}

.wave-divider svg {
    position: absolute;
    bottom: 0;
    width: 100%;
    height: 80px;
}

/* ==========================================================================
   Main Content
   ========================================================================== */
.main-content {
    max-width: 780px;
    margin: 0 auto;
    padding: 80px 32px;
}

/* ==========================================================================
   Content Sections
   ========================================================================== */
.content-section {
    margin-bottom: 64px;
}

.content-section h2 {
    font-size: 36px;
    margin-bottom: 24px;
    line-height: 1.2;
}

.content-section h3 {
    font-size: 28px;
    margin: 48px 0 20px;
    line-height: 1.25;
}

.content-section p {
    font-size: 16px;
    color: var(--slate-700);
    margin-bottom: 20px;
    line-height: 1.85;
}

/* ==========================================================================
   Legal Content (Terms, Privacy, Disclosure)
   ========================================================================== */
.legal-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 80px 32px;
}

.legal-content h2 {
    font-size: 28px;
    margin: 48px 0 20px;
    padding-top: 24px;
    border-top: 1px solid var(--slate-200);
}

.legal-content h2:first-child {
    margin-top: 0;
    padding-top: 0;
    border-top: none;
}

.legal-content h3 {
    font-size: 22px;
    margin: 32px 0 16px;
}

.legal-content p {
    font-size: 16px;
    color: var(--slate-600);
    margin-bottom: 20px;
    line-height: 1.85;
}

.legal-content ul {
    list-style: none;
    margin: 24px 0;
    padding: 0;
}

.legal-content ul li {
    position: relative;
    padding-left: 28px;
    margin-bottom: 14px;
    font-size: 15px;
    color: var(--slate-600);
    line-height: 1.7;
}

.legal-content ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 9px;
    width: 8px;
    height: 8px;
    background: var(--gold-400);
    border-radius: 50%;
}

.legal-content strong {
    color: var(--slate-800);
    font-weight: 600;
}

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 14px 28px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    font-size: 15px;
    letter-spacing: 0.01em;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    cursor: pointer;
    border: none;
}

.btn-primary {
    background: linear-gradient(145deg, var(--gold-500), var(--gold-600));
    color: white;
    box-shadow: 0 2px 12px rgba(201, 146, 42, 0.3);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 20px rgba(201, 146, 42, 0.4);
    color: white;
}

/* Ensure anchor buttons have white text */
a.btn-primary,
a.btn-primary:visited,
a.btn-primary:link {
    color: white;
}

.btn-secondary {
    background: rgba(255,255,255,0.1);
    color: white;
    border: 1px solid rgba(255,255,255,0.2);
}

.btn-secondary:hover {
    background: rgba(255,255,255,0.15);
    color: white;
}

.btn-outline {
    background: transparent;
    color: var(--slate-700);
    border: 2px solid var(--slate-300);
}

.btn-outline:hover {
    border-color: var(--gold-500);
    color: var(--gold-600);
}

.btn svg {
    width: 18px;
    height: 18px;
    stroke: currentColor;
    stroke-width: 2;
    fill: none;
    transition: transform 0.2s;
}

.btn:hover svg {
    transform: translateX(4px);
}

/* ==========================================================================
   Provider Card
   ========================================================================== */
.provider-card {
    background: white;
    border-radius: 24px;
    margin: 56px 0;
    overflow: hidden;
    box-shadow:
        0 1px 2px rgba(0,0,0,0.04),
        0 4px 12px rgba(0,0,0,0.04),
        0 16px 48px rgba(0,0,0,0.06);
    border: 1px solid var(--slate-200);
    position: relative;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.provider-card:hover {
    transform: translateY(-4px);
    box-shadow:
        0 1px 2px rgba(0,0,0,0.04),
        0 8px 24px rgba(0,0,0,0.06),
        0 24px 64px rgba(0,0,0,0.08);
}

.provider-ribbon {
    background: linear-gradient(135deg, var(--gold-500) 0%, var(--gold-600) 100%);
    color: white;
    text-align: center;
    padding: 14px 24px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.15em;
    text-transform: uppercase;
}

.provider-body {
    padding: 40px;
    display: flex;
    align-items: center;
    gap: 36px;
}

.provider-logo-wrap {
    flex-shrink: 0;
}

.provider-logo {
    width: 140px;
    height: 80px;
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    border-radius: 16px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

.provider-logo::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle at 30% 30%, rgba(201, 146, 42, 0.12), transparent 50%);
}

.provider-logo-text {
    font-family: 'Inter', sans-serif;
    font-size: 24px;
    font-weight: 600;
    color: var(--gold-400);
    position: relative;
    z-index: 1;
    line-height: 1.1;
    text-align: center;
}

.provider-logo-sub {
    font-family: 'Inter', sans-serif;
    font-size: 11px;
    font-weight: 500;
    color: var(--slate-400);
    letter-spacing: 0.15em;
    text-transform: uppercase;
    position: relative;
    z-index: 1;
    margin-top: 4px;
}

.provider-details {
    flex: 1;
}

.provider-name {
    font-family: 'Inter', sans-serif;
    font-size: 28px;
    font-weight: 600;
    color: var(--slate-900);
    margin-bottom: 12px;
}

.provider-features {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.provider-feature {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
    color: var(--slate-600);
}

.feature-check {
    width: 22px;
    height: 22px;
    background: var(--gold-100);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.feature-check svg {
    width: 12px;
    height: 12px;
    stroke: var(--gold-600);
    stroke-width: 2.5;
    fill: none;
}

.provider-cta-wrap {
    flex-shrink: 0;
}

.provider-cta {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    color: white;
    padding: 16px 32px;
    border-radius: 12px;
    text-decoration: none;
    font-weight: 600;
    font-size: 15px;
    letter-spacing: 0.01em;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}

.provider-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 24px rgba(0,0,0,0.2);
    color: white;
}

.provider-cta svg {
    width: 18px;
    height: 18px;
    stroke: currentColor;
    stroke-width: 2;
    fill: none;
    transition: transform 0.2s;
}

.provider-cta:hover svg {
    transform: translateX(4px);
}

/* ==========================================================================
   Callout Box
   ========================================================================== */
.callout-box {
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    border-radius: 20px;
    padding: 40px;
    margin: 48px 0;
    position: relative;
    overflow: hidden;
}

.callout-box::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(201, 146, 42, 0.15), transparent 60%);
    pointer-events: none;
}

.callout-box h4 {
    font-family: 'Inter', sans-serif;
    font-size: 24px;
    font-weight: 600;
    color: var(--gold-400);
    margin-bottom: 16px;
    position: relative;
}

.callout-box p {
    color: var(--slate-300);
    font-size: 16px;
    line-height: 1.8;
    margin: 0;
    position: relative;
}

/* ==========================================================================
   Steps
   ========================================================================== */
.steps-container {
    margin: 40px 0;
}

.step-item {
    display: flex;
    gap: 24px;
    margin-bottom: 28px;
    padding: 28px;
    background: white;
    border-radius: 16px;
    border: 1px solid var(--slate-200);
    transition: all 0.3s ease;
}

.step-item:hover {
    border-color: var(--gold-300);
    box-shadow: 0 4px 20px rgba(201, 146, 42, 0.08);
}

.step-num {
    width: 48px;
    height: 48px;
    background: linear-gradient(145deg, var(--gold-100), var(--gold-50));
    border: 2px solid var(--gold-300);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Inter', sans-serif;
    font-size: 22px;
    font-weight: 700;
    color: var(--gold-700);
    flex-shrink: 0;
}

.step-content h4 {
    font-size: 19px;
    font-weight: 600;
    color: var(--slate-800);
    margin-bottom: 8px;
    font-family: 'Inter', sans-serif;
}

.step-content p {
    font-size: 15px;
    color: var(--slate-500);
    margin: 0;
    line-height: 1.7;
}

/* ==========================================================================
   Bullet List
   ========================================================================== */
.bullet-list {
    list-style: none;
    margin: 24px 0;
    padding: 0;
}

.bullet-list li {
    position: relative;
    padding-left: 28px;
    margin-bottom: 14px;
    font-size: 15px;
    color: var(--slate-600);
}

.bullet-list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 9px;
    width: 10px;
    height: 10px;
    background: linear-gradient(145deg, var(--gold-400), var(--gold-500));
    border-radius: 3px;
    transform: rotate(45deg);
}

/* ==========================================================================
   FAQ Section
   ========================================================================== */
.faq-section {
    background: white;
    border-radius: 24px;
    padding: 56px 48px;
    margin: 72px 0;
    border: 1px solid var(--slate-200);
}

.faq-section h2 {
    text-align: center;
    margin-bottom: 48px;
    font-size: 36px;
}

.faq-item {
    border-bottom: 1px solid var(--slate-200);
    padding: 28px 0;
}

.faq-item:first-of-type {
    padding-top: 0;
}

.faq-item:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.faq-question {
    font-family: 'Inter', sans-serif;
    font-weight: 600;
    color: var(--slate-800);
    font-size: 17px;
    margin-bottom: 14px;
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.faq-q-mark {
    width: 28px;
    height: 28px;
    background: linear-gradient(145deg, var(--gold-500), var(--gold-600));
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    color: white;
    flex-shrink: 0;
}

.faq-answer {
    color: var(--slate-500);
    font-size: 15px;
    line-height: 1.8;
    padding-left: 44px;
}

/* ==========================================================================
   Articles Grid
   ========================================================================== */
.articles-section {
    margin: 72px 0;
}

.articles-section > h3 {
    text-align: center;
    font-size: 32px;
    margin-bottom: 40px;
}

.articles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.article-card {
    background: white;
    border-radius: 18px;
    overflow: hidden;
    border: 1px solid var(--slate-200);
    transition: all 0.3s ease;
    text-decoration: none;
    display: block;
}

.article-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 40px rgba(0,0,0,0.08);
}

.article-thumb {
    height: 140px;
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
}

.article-thumb::before {
    content: '';
    position: absolute;
    width: 120px;
    height: 120px;
    background: radial-gradient(circle, rgba(201, 146, 42, 0.2), transparent 60%);
}

.article-thumb svg {
    width: 44px;
    height: 44px;
    stroke: var(--gold-400);
    stroke-width: 1.5;
    fill: none;
    position: relative;
    z-index: 1;
}

.article-body {
    padding: 24px;
}

.article-body h4 {
    font-family: 'Inter', sans-serif;
    font-size: 15px;
    font-weight: 600;
    color: var(--slate-800);
    margin-bottom: 10px;
    line-height: 1.4;
}

.article-body p {
    font-size: 13px;
    color: var(--slate-500);
    margin-bottom: 14px;
    line-height: 1.6;
}

.article-link {
    font-size: 13px;
    font-weight: 600;
    color: var(--gold-600);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: gap 0.2s;
}

.article-link:hover {
    gap: 10px;
}

/* ==========================================================================
   Value Props Grid (Home Page)
   ========================================================================== */
.value-section {
    padding: 80px 48px;
    background: white;
}

.value-section .section-inner {
    max-width: 1100px;
    margin: 0 auto;
}

.value-section h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 16px;
}

.value-section .section-subtitle {
    text-align: center;
    color: var(--slate-500);
    font-size: 17px;
    margin-bottom: 56px;
}

.value-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.value-item {
    text-align: center;
    padding: 40px 32px;
    background: var(--slate-50);
    border-radius: 20px;
    border: 1px solid var(--slate-200);
    transition: all 0.3s ease;
}

.value-item:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 32px rgba(0,0,0,0.06);
    border-color: var(--gold-300);
}

.value-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(145deg, var(--slate-100), var(--slate-50));
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
}

.value-icon svg {
    width: 32px;
    height: 32px;
    stroke: var(--gold-600);
    stroke-width: 1.5;
    fill: none;
}

.value-item h3 {
    font-family: 'Inter', sans-serif;
    font-size: 18px;
    font-weight: 600;
    color: var(--slate-800);
    margin-bottom: 12px;
}

.value-item p {
    font-size: 14px;
    color: var(--slate-500);
    line-height: 1.7;
    margin: 0;
}

/* ==========================================================================
   Featured Guide Card (Home Page)
   ========================================================================== */
.featured-section {
    padding: 80px 48px;
    background: var(--cream);
}

.featured-section .section-inner {
    max-width: 900px;
    margin: 0 auto;
}

.featured-card {
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    border-radius: 24px;
    padding: 56px;
    display: flex;
    align-items: center;
    gap: 48px;
    position: relative;
    overflow: hidden;
}

.featured-card::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(201, 146, 42, 0.12), transparent 60%);
    pointer-events: none;
}

.featured-content {
    flex: 1;
    position: relative;
    z-index: 1;
}

.featured-eyebrow {
    display: inline-block;
    background: rgba(201, 146, 42, 0.2);
    color: var(--gold-400);
    padding: 6px 14px;
    border-radius: 100px;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 20px;
}

.featured-content h3 {
    font-size: 32px;
    color: white;
    margin-bottom: 16px;
}

.featured-content p {
    color: var(--slate-300);
    font-size: 16px;
    line-height: 1.7;
    margin-bottom: 28px;
}

.featured-cta {
    flex-shrink: 0;
    position: relative;
    z-index: 1;
}

/* ==========================================================================
   Contact Page
   ========================================================================== */
.contact-section {
    padding: 80px 48px;
}

.contact-section .section-inner {
    max-width: 1000px;
    margin: 0 auto;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 360px;
    gap: 48px;
}

.contact-form {
    background: white;
    border-radius: 24px;
    padding: 48px;
    border: 1px solid var(--slate-200);
}

.contact-form h2 {
    font-size: 28px;
    margin-bottom: 8px;
}

.contact-form .form-subtitle {
    color: var(--slate-500);
    margin-bottom: 32px;
}

.form-group {
    margin-bottom: 24px;
}

.form-group label {
    display: block;
    font-weight: 600;
    color: var(--slate-700);
    margin-bottom: 8px;
    font-size: 14px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 14px 18px;
    border: 1px solid var(--slate-300);
    border-radius: 10px;
    font-family: 'Inter', sans-serif;
    font-size: 15px;
    color: var(--slate-700);
    background: var(--slate-50);
    transition: all 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--gold-500);
    background: white;
    box-shadow: 0 0 0 3px rgba(201, 146, 42, 0.1);
}

.form-group textarea {
    min-height: 150px;
    resize: vertical;
}

.form-group select {
    cursor: pointer;
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%2394A3B8' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    background-size: 18px;
    padding-right: 48px;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact-card {
    background: white;
    border-radius: 20px;
    padding: 32px;
    border: 1px solid var(--slate-200);
    transition: all 0.3s ease;
}

.contact-card:hover {
    border-color: var(--gold-300);
    box-shadow: 0 4px 20px rgba(201, 146, 42, 0.08);
}

.contact-card-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(145deg, var(--slate-100), var(--slate-50));
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.contact-card-icon svg {
    width: 24px;
    height: 24px;
    stroke: var(--gold-600);
    stroke-width: 1.5;
    fill: none;
}

.contact-card h3 {
    font-family: 'Inter', sans-serif;
    font-size: 18px;
    font-weight: 600;
    color: var(--slate-800);
    margin-bottom: 8px;
}

.contact-card p {
    font-size: 14px;
    color: var(--slate-500);
    line-height: 1.6;
    margin: 0;
}

/* ==========================================================================
   About Page
   ========================================================================== */
.about-section {
    padding: 80px 48px;
}

.about-section .section-inner {
    max-width: 900px;
    margin: 0 auto;
}

.about-section h2 {
    font-size: 32px;
    margin-bottom: 20px;
}

.about-section p {
    font-size: 16px;
    color: var(--slate-600);
    line-height: 1.85;
    margin-bottom: 20px;
}

.about-values {
    margin: 64px 0;
}

.about-values h2 {
    text-align: center;
    margin-bottom: 48px;
}

.about-how {
    margin-top: 64px;
}

.how-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 40px;
}

.how-step {
    text-align: center;
    padding: 32px 24px;
    background: white;
    border-radius: 20px;
    border: 1px solid var(--slate-200);
}

.how-step-num {
    width: 48px;
    height: 48px;
    background: linear-gradient(145deg, var(--gold-500), var(--gold-600));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Inter', sans-serif;
    font-size: 22px;
    font-weight: 700;
    color: white;
    margin: 0 auto 20px;
}

.how-step h4 {
    font-family: 'Inter', sans-serif;
    font-size: 17px;
    font-weight: 600;
    color: var(--slate-800);
    margin-bottom: 10px;
}

.how-step p {
    font-size: 14px;
    color: var(--slate-500);
    margin: 0;
    line-height: 1.6;
}

/* ==========================================================================
   Article Page
   ========================================================================== */
.article-hero {
    background: linear-gradient(175deg, var(--slate-900) 0%, var(--slate-800) 100%);
    padding: 80px 48px 100px;
    position: relative;
    overflow: hidden;
}

.article-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(ellipse 80% 50% at 50% -20%, rgba(201, 146, 42, 0.15), transparent);
    pointer-events: none;
}

.article-hero .hero-inner {
    max-width: 800px;
    margin: 0 auto;
    text-align: left;
    position: relative;
    z-index: 1;
}

.article-meta {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 24px;
}

.article-category {
    background: rgba(201, 146, 42, 0.2);
    color: var(--gold-400);
    padding: 6px 14px;
    border-radius: 100px;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.article-date {
    color: var(--slate-500);
    font-size: 13px;
}

.article-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    margin-bottom: 20px;
    line-height: 1.2;
}

.article-excerpt {
    font-size: 18px;
    color: var(--slate-400);
    line-height: 1.7;
    margin-bottom: 24px;
}

.article-author {
    display: flex;
    align-items: center;
    gap: 14px;
}

.author-avatar {
    width: 44px;
    height: 44px;
    background: linear-gradient(145deg, var(--gold-500), var(--gold-600));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Inter', sans-serif;
    font-size: 18px;
    font-weight: 600;
    color: white;
}

.author-info {
    display: flex;
    flex-direction: column;
}

.author-name {
    font-weight: 600;
    color: white;
    font-size: 15px;
}

.author-role {
    font-size: 13px;
    color: var(--slate-500);
}

/* Article Content Layout */
.article-layout {
    max-width: 1100px;
    margin: 0 auto;
    padding: 80px 48px;
    display: grid;
    grid-template-columns: 1fr 300px;
    gap: 64px;
}

.article-content h2 {
    font-size: 28px;
    margin: 48px 0 20px;
}

.article-content h2:first-child {
    margin-top: 0;
}

.article-content h3 {
    font-size: 22px;
    margin: 36px 0 16px;
}

.article-content p {
    font-size: 16px;
    color: var(--slate-600);
    line-height: 1.85;
    margin-bottom: 20px;
}

.article-content ul,
.article-content ol {
    margin: 24px 0;
    padding-left: 24px;
}

.article-content li {
    font-size: 16px;
    color: var(--slate-600);
    line-height: 1.8;
    margin-bottom: 12px;
}

.article-content blockquote {
    background: var(--slate-50);
    border-left: 4px solid var(--gold-500);
    padding: 24px 28px;
    margin: 32px 0;
    border-radius: 0 12px 12px 0;
}

.article-content blockquote p {
    font-size: 17px;
    font-style: italic;
    color: var(--slate-700);
    margin: 0;
}

/* Article Sidebar */
.article-sidebar {
    position: sticky;
    top: 120px;
    align-self: start;
}

.sidebar-widget {
    background: white;
    border-radius: 20px;
    padding: 28px;
    border: 1px solid var(--slate-200);
    margin-bottom: 24px;
}

.sidebar-widget h4 {
    font-family: 'Inter', sans-serif;
    font-size: 16px;
    font-weight: 600;
    color: var(--slate-800);
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid var(--slate-200);
}

.sidebar-articles {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.sidebar-article {
    display: flex;
    gap: 14px;
    text-decoration: none;
    transition: all 0.2s;
}

.sidebar-article:hover .sidebar-article-title {
    color: var(--gold-600);
}

.sidebar-article-thumb {
    width: 56px;
    height: 56px;
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.sidebar-article-thumb svg {
    width: 24px;
    height: 24px;
    stroke: var(--gold-400);
    stroke-width: 1.5;
    fill: none;
}

.sidebar-article-title {
    font-size: 14px;
    font-weight: 600;
    color: var(--slate-700);
    line-height: 1.4;
    transition: color 0.2s;
}

.sidebar-cta {
    background: linear-gradient(145deg, var(--slate-800), var(--slate-900));
    border-radius: 20px;
    padding: 28px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.sidebar-cta::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -50%;
    width: 200px;
    height: 200px;
    background: radial-gradient(circle, rgba(201, 146, 42, 0.15), transparent 60%);
    pointer-events: none;
}

.sidebar-cta h4 {
    font-family: 'Inter', sans-serif;
    font-size: 22px;
    color: white;
    margin-bottom: 12px;
    position: relative;
    border-bottom: none;
    padding-bottom: 0;
}

.sidebar-cta p {
    font-size: 14px;
    color: var(--slate-300);
    margin-bottom: 20px;
    position: relative;
}

.sidebar-cta .btn {
    width: 100%;
    justify-content: center;
    position: relative;
}

/* Continue Reading Section */
.continue-reading {
    background: var(--slate-50);
    padding: 80px 48px;
    border-top: 1px solid var(--slate-200);
}

.continue-reading .section-inner {
    max-width: 1100px;
    margin: 0 auto;
}

.continue-reading h3 {
    font-size: 28px;
    margin-bottom: 40px;
    text-align: center;
}

/* ==========================================================================
   Footer
   ========================================================================== */
footer {
    background: var(--slate-900);
    color: white;
    padding: 64px 48px 48px;
}

.footer-inner {
    max-width: 900px;
    margin: 0 auto;
}

.footer-top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
    flex-wrap: wrap;
    gap: 32px;
}

.footer-brand {
    display: flex;
    align-items: center;
    gap: 12px;
}

.footer-mark {
    width: 36px;
    height: 36px;
    background: var(--gold-500);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.footer-mark svg {
    width: 20px;
    height: 20px;
    stroke: white;
    stroke-width: 1.5;
    fill: none;
}

.footer-brand-text {
    font-family: 'Inter', sans-serif;
    font-size: 16px;
    font-weight: 600;
    color: white;
}

.footer-brand-text span {
    color: var(--gold-400);
}

.footer-nav {
    display: flex;
    gap: 32px;
    flex-wrap: wrap;
}

.footer-nav a {
    color: var(--slate-300);
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
    transition: color 0.2s;
}

.footer-nav a:hover {
    color: var(--gold-400);
}

.footer-legal {
    margin-top: 48px;
    font-size: 12px;
    color: var(--slate-400);
    line-height: 1.9;
}

.footer-copyright {
    margin-top: 32px;
    text-align: center;
    font-size: 13px;
    color: var(--slate-400);
}

/* ==========================================================================
   Responsive Styles
   ========================================================================== */
@media (max-width: 1024px) {
    .article-layout {
        grid-template-columns: 1fr;
    }

    .article-sidebar {
        position: static;
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 24px;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .contact-info {
        flex-direction: row;
        flex-wrap: wrap;
    }

    .contact-card {
        flex: 1;
        min-width: 280px;
    }
}

@media (max-width: 900px) {
    .articles-grid {
        grid-template-columns: 1fr;
    }

    .value-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .how-steps {
        grid-template-columns: 1fr;
    }

    .featured-card {
        flex-direction: column;
        text-align: center;
        padding: 40px;
    }
}

@media (max-width: 768px) {
    header {
        padding: 16px 24px;
    }

    .header-cta {
        display: none;
    }

    .hero {
        padding: 64px 24px 100px;
    }

    .hero-simple {
        padding: 56px 24px;
    }

    .hero-metrics {
        flex-direction: column;
        gap: 32px;
    }

    .hero-ctas {
        flex-direction: column;
    }

    .main-content {
        padding: 56px 24px;
    }

    .legal-content {
        padding: 56px 24px;
    }

    .provider-body {
        flex-direction: column;
        text-align: center;
        padding: 32px 24px;
    }

    .provider-details {
        width: 100%;
    }

    .provider-features {
        align-items: center;
    }

    .faq-section {
        padding: 40px 28px;
    }

    .value-section,
    .featured-section,
    .contact-section,
    .about-section {
        padding: 56px 24px;
    }

    .value-grid {
        grid-template-columns: 1fr;
    }

    .contact-form {
        padding: 32px 24px;
    }

    .article-hero {
        padding: 56px 24px 72px;
    }

    .article-layout {
        padding: 56px 24px;
    }

    .article-sidebar {
        grid-template-columns: 1fr;
    }

    .continue-reading {
        padding: 56px 24px;
    }

    .footer-top {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .footer-nav {
        justify-content: center;
    }
}

/* ==========================================================================
   Animations
   ========================================================================== */
.fade-up {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.fade-up.visible {
    opacity: 1;
    transform: translateY(0);
}

.stagger-1 { transition-delay: 0.1s; }
.stagger-2 { transition-delay: 0.2s; }
.stagger-3 { transition-delay: 0.3s; }